Personal Loans

Signature Loans

Borrow without collateral.

UCFCU Signature Loans are Unsecured Personal Loans that can help cover a variety of financial needs — from unexpected expenses to home improvements or special purchases. No collateral is required, and the application process is quick and straightforward.

Member Benefits:

• No collateral required

• Competitive fixed interest rates

• Flexible terms to fit your budget

• Fast application and approval process

Share Secured Loans

Use your savings to borrow with confidence.

With a Share Secured Loan, you can use the funds in your UCFCU Savings Account as collateral to secure a low-interest loan. It’s a smart way to access cash while building credit and keeping your savings intact.

Member Benefits:

• Lower interest rates compared to unsecured loans

• Easy qualification using your existing savings

• Helps build or improve your credit score

• Flexible terms for repayment

UCFCU Personal Loans provide the funds you need, with options for both unsecured borrowing (Signature Loans) and low-risk, secured borrowing (Share Secured Loans) — making it easier to achieve your financial goals.