ACH & Direct Deposit
Get paid faster, safely, and securely.
ACH (Automated Clearing House) and Direct Deposit allow your payroll, government benefits, or other recurring payments to go directly into your UCFCU account — eliminating trips to the branch and ensuring funds are available immediately.
Member benefits:
Fast, secure deposit of paychecks and recurring payments
Reduce trips to the branch or ATM
Convenient and reliable for everyday banking
Courtesy Pay
Protection when you need it most.
Courtesy Pay is UCFCU’s overdraft protection service for eligible Checking Accounts. If you accidentally overdraw your account, Courtesy Pay may cover the transaction — helping you avoid declined purchases or returned checks.
Member benefits:
Avoid declined transactions and returned check fees
Provides a safety net for unexpected expenses
Peace of mind with flexible overdraft coverage
Wire Transfers
Send and receive money quickly, anywhere.
Wire transfers let you move funds safely and securely to other U.S. accounts — perfect for urgent payments, large transactions, or sending funds to family and friends.
Member benefits:
Fast and secure domestic transfers
Track your transfers easily
Ideal for time-sensitive payments
Check Reorders (Harland Clarke)
Never run out of checks again.
Order personal or business checks directly through Harland Clarke, the trusted provider for UCFCU members. Custom options and secure ordering make it simple to manage your check supply.
Member benefits:
Convenient, secure ordering online or by phone
Wide variety of designs and customizations available
Reliable delivery to your home or business
UCFCU’s convenience and payment services make managing money easier, faster, and more secure — whether you’re depositing funds, paying bills, sending money, or ordering checks.