TruStage™ Debt Protection

Life happens. Your loan shouldn’t become a burden.

TruStage Debt Protection helps safeguard your loan balance if an unexpected event affects your ability to pay. Depending on your coverage, your loan payments may be waived or your balance reduced in the event of death, disability, or involuntary unemployment.

Benefits for members:

  • Helps protect your credit and finances

  • May cancel loan payments during covered hardships

  • Peace of mind for you and your family

  • Because protecting your loan means protecting your future.

TruStage™ Guaranteed Asset Protection (GAP)

Don’t get stuck paying for a car you no longer have.

If your vehicle is ever totaled or stolen, GAP covers the difference between what your insurance pays and what you still owe on your loan. Without it, you could be responsible for paying thousands out of pocket.

Benefits for members:

  • Helps cover the “gap” between insurance and your loan balance

  • Avoids unexpected financial loss after an accident or theft

  • Low, one-time cost that can be added to your loan

  • Drive with confidence knowing your loan is protected.

TruStage™ Mechanical Repair Coverage (MRC)

Unexpected car repairs? Covered.

Mechanical Repair Coverage helps pay for the costly repairs that aren’t covered by your standard auto warranty. It provides protection for major components like your engine, transmission, electrical system, and more.

Benefits for members:

  • Helps reduce out-of-pocket repair costs

  • Roadside assistance and rental benefits may be included

  • Can be added to your vehicle loan for easy, affordable payments

  • Protect your car — and your wallet — from expensive breakdowns.