Home Equity Loans
Turn your home’s equity into cash — with fixed payments.
A UCFCU Home Equity Loan allows you to borrow a lump sum using the equity in your home. Whether you’re planning home improvements, consolidating debt, or funding a major expense, a Fixed-Rate Home Equity Loan provides predictable monthly payments and peace of mind.
Member benefits:
Competitive fixed interest rates
Predictable monthly payments
Funds available in a lump sum for your projects or needs
Flexible terms tailored to your budget
Home Equity Line of Credit (HELOC)
Flexible access to funds when you need them.
A Home Equity Line of Credit (HELOC) gives you a revolving line of credit based on your home’s equity. Borrow what you need, when you need it — perfect for ongoing expenses, home renovations, or emergency funds.
Member benefits:
Flexible borrowing with access to funds as needed
Competitive variable rates with convenient repayment options
Online and mobile access to manage your line of credit
UCFCU Home Equity Loans and HELOCs give you access to the value of your home on terms that work for your life — whether you need a lump sum or a flexible line of credit.
